My Canadian Business

> My Portfolio
> Gainers > Losers > Actives
> Mutual Fund Lookup
Saturday, November 07, 2009 10:02 AM
 
My Money
Quick Links
Mortgage calculator
RESP calculator
University cost calculator
Life expectancy calculator
Economic Indicators
Features
E-Newsletters

Closed Mortgage Rates
Financial Institution Variable 6 Months 1 Year 2 Years 3 Years 4 Years 5 Years
AGF Trust N/A 4.650 4.550 3.950 4.450 3.990 4.140
ATB Financial 2.250 4.650 3.750 3.950 4.450 5.290 4.540
Alterna Bank N/A 4.700 3.550 3.850 3.990 4.440 4.440
Alterna Savings N/A 4.400 3.550 3.850 3.990 4.440 4.440
Bank Montreal Mtg. Corp. 2.250 4.650 3.700 3.950 4.450 5.290 5.780
Bank of Nova Scotia 2.250 4.650 4.550 4.350 4.750 5.300 5.840
Bridgewater Bank 5.750 N/A 5.990 5.750 3.640 N/A 4.370
CIBC Mortgages 2.250 4.650 3.800 3.950 4.450 5.290 5.840
Caisses Desjardins N/A 3.650 3.650 3.950 4.650 5.300 5.850
Canadian Western Bank 3.250 4.650 3.800 3.950 4.450 5.290 5.780
Canadian Western Trust 3.250 4.650 3.800 3.950 4.450 5.290 5.780
Citibank N/A 4.650 3.800 3.950 4.450 5.290 5.780
Comtech Credit Union N/A 6.600 2.990 3.990 3.990 3.990 4.150
Concentra Financial N/A 4.650 4.550 4.500 4.450 5.290 5.840
DUCA Financial Services 2.150 4.400 2.990 3.500 3.600 3.900 3.990
Effort Trust N/A 3.900 3.900 4.000 4.500 5.200 5.750
Equitable Trust N/A N/A 3.800 3.950 4.450 5.290 5.740
First Calgary Savings N/A 4.650 3.290 3.950 3.390 4.290 5.750
First National Financial 2.250 4.600 2.750 3.050 3.590 4.090 4.190
FirstLine Mortgages 2.250 7.900 2.950 3.600 3.890 4.390 4.640
FirstOntario Credit Un. 2.250 4.350 3.090 3.790 4.040 4.090 4.440
HSBC Bank Canada 2.250 5.200 4.500 5.000 5.150 5.440 5.840
Home Trust Company N/A N/A 2.750 N/A 3.590 N/A 4.090
ICICI Bank Canada 3.500 N/A 4.000 4.250 4.500 4.850 5.850
ING Direct 2.250 N/A 2.950 3.490 3.590 4.090 4.190
Investors Group Trust 3.250 4.750 3.800 3.950 4.450 5.290 5.780
Key Savings + Credit U. N/A 4.650 3.490 3.950 3.990 4.990 5.250
Laurentian Bank Canada 2.250 3.850 3.750 3.950 4.450 5.300 5.850
League Svgs & Mortgage N/A 4.650 3.800 3.950 4.450 5.290 5.840
Libro Financial Group N/A 4.650 3.800 3.950 4.450 5.000 5.250
London Life 3.250 4.750 3.800 3.950 4.450 5.290 5.780
Macquarie Financial Ltd. 2.250 N/A 2.740 N/A 3.590 N/A 4.340
Manulife Bank N/A 4.600 3.600 3.800 3.900 4.150 4.340
Meridian Credit Union 2.250 4.650 3.700 3.950 4.450 3.990 4.290
National Bank 2.250 3.750 3.750 3.950 4.450 5.290 5.840
Ontario Civil Service CU N/A 6.100 2.990 4.400 3.550 4.690 4.840
PACE Savings & Credit Un N/A 4.650 4.550 4.500 4.450 5.290 5.840
Parama Credit Union 2.250 N/A 3.250 3.600 4.150 4.500 4.950
Peace Hills Trust N/A 6.000 5.000 4.500 4.650 5.250 5.850
President's Choice Fin'l 2.250 6.840 2.900 3.400 3.640 4.140 4.390
Promutuel Capital N/A 3.750 3.900 4.250 4.700 5.100 5.090
ResMor Trust 2.300 N/A 2.990 N/A 3.790 N/A 4.340
Royal Bank of Canada 2.250 4.650 3.800 3.950 4.450 5.290 5.740
Servus Credit Union N/A 4.650 3.750 3.950 4.450 5.290 5.780
So-Use Credit Union N/A 6.300 3.000 4.000 4.250 4.250 4.550
Steinbach Credit Union N/A N/A 3.100 3.400 3.700 4.050 4.350
T-D Mortgage 2.250 4.600 3.750 4.050 4.600 5.290 5.780
Ukrainian Credit Union N/A 4.750 2.650 3.850 3.680 3.990 4.190
Virtual One Credit Union N/A N/A 3.500 4.000 4.500 5.000 4.110
Windsor Family C.U. N/A 4.750 3.900 4.500 4.650 4.850 5.450
Your Credit Union 3.750 N/A 3.950 4.050 4.550 5.250 4.500
Your Neighbourhood C.U. N/A N/A 3.500 3.900 4.400 4.850 5.100

Last Update: 11-07-2009 08:30:03


A mortgage is a contract stipulating a specific property, typically a residence or building, as collateral for a loan. The mortgage incurs a rate of interest that varies according to term and other features. Closed mortgages involve a strict repayment schedule of a specific amount with optional limited lump sum payments and payment increases.

These rates are for indication purposes only and should be confirmed with each institution directly. The actual rate available to a borrower will vary depending upon a number of factors which may include general credit worthiness, security/collateral provided, borrowing/repayment history and the extent to which the borrower has other products/services with that particular vendor.

Data provided by