| Financial Institution |
Variable |
6 Months |
1 Year |
2 Years |
3 Years |
4 Years |
5 Years |
| AGF Trust |
N/A |
6.950 |
6.950 |
7.000 |
7.000 |
6.850 |
6.950 |
| AMA Financial |
4.700 |
N/A |
6.650 |
6.150 |
6.100 |
6.040 |
5.530 |
| ATB Financial |
4.150 |
6.800 |
6.950 |
7.000 |
7.000 |
6.850 |
5.930 |
| Alterna Bank |
N/A |
6.600 |
5.750 |
5.750 |
5.800 |
5.750 |
5.690 |
| Alterna Savings |
N/A |
6.600 |
5.750 |
5.750 |
5.800 |
5.750 |
5.690 |
| Bank Montreal Mtg. Corp. |
4.296 |
6.850 |
6.950 |
7.000 |
7.000 |
6.840 |
6.990 |
| Bank of Nova Scotia |
4.250 |
6.800 |
6.900 |
7.000 |
7.000 |
6.850 |
6.990 |
| Bridgewater Bank |
4.750 |
N/A |
6.700 |
6.200 |
6.150 |
N/A |
5.580 |
| CIBC Mortgages |
4.380 |
6.850 |
6.950 |
7.000 |
7.000 |
6.850 |
6.990 |
| Caisses Desjardins |
N/A |
7.000 |
6.750 |
7.000 |
7.000 |
6.900 |
7.000 |
| Canadian Tire Bank |
4.000 |
N/A |
5.000 |
5.400 |
5.150 |
5.400 |
5.400 |
| Canadian Western Bank |
4.250 |
6.850 |
6.950 |
7.000 |
7.000 |
6.850 |
6.990 |
| Canadian Western Trust |
4.250 |
6.850 |
6.950 |
7.000 |
7.000 |
6.850 |
6.990 |
| Cataract Savings & CU |
N/A |
N/A |
6.750 |
N/A |
N/A |
N/A |
5.750 |
| Citibank |
N/A |
6.850 |
6.950 |
7.000 |
7.000 |
6.850 |
6.990 |
| Citizens Bank of Canada |
4.750 |
5.950 |
5.950 |
5.950 |
5.750 |
5.950 |
5.750 |
| Common Wealth Credit Un. |
4.250 |
N/A |
6.350 |
5.750 |
5.750 |
5.780 |
5.920 |
| Comtech Credit Union |
N/A |
6.600 |
5.090 |
7.150 |
7.200 |
7.200 |
5.500 |
| Concentra Financial |
N/A |
6.800 |
6.950 |
7.000 |
7.000 |
6.850 |
6.990 |
| DUCA Financial Services |
4.500 |
5.800 |
5.600 |
5.650 |
5.700 |
5.700 |
5.650 |
| Effort Trust |
N/A |
6.800 |
6.800 |
6.800 |
6.800 |
6.800 |
6.950 |
| Equitable Trust |
N/A |
N/A |
6.950 |
7.000 |
7.000 |
6.850 |
6.990 |
| First Calgary Savings |
N/A |
6.850 |
6.950 |
7.000 |
7.000 |
6.850 |
6.990 |
| First National Financial |
4.150 |
6.400 |
5.000 |
5.500 |
5.250 |
5.690 |
5.590 |
| FirstLine Mortgages |
4.750 |
7.800 |
7.200 |
6.050 |
5.950 |
6.000 |
5.890 |
| FirstOntario Credit Un. |
4.200 |
5.950 |
6.000 |
6.000 |
5.900 |
5.800 |
5.700 |
| HSBC Bank Canada |
4.250 |
6.800 |
6.950 |
7.000 |
7.000 |
6.850 |
6.990 |
| Home Trust Company |
N/A |
N/A |
6.950 |
7.000 |
7.000 |
6.850 |
6.990 |
| ICICI Bank Canada |
5.250 |
N/A |
5.700 |
5.750 |
5.800 |
5.850 |
5.750 |
| ING Direct |
4.150 |
N/A |
5.100 |
5.500 |
5.250 |
5.790 |
5.590 |
| Investors Group Trust |
3.750 |
6.850 |
6.950 |
7.000 |
7.000 |
6.850 |
6.990 |
| Key Savings + Credit U. |
N/A |
6.800 |
6.700 |
6.700 |
6.650 |
6.400 |
6.490 |
| Lambton Financial C.U. |
4.450 |
N/A |
5.750 |
5.800 |
5.850 |
5.900 |
5.950 |
| Laurentian Bank Canada |
4.750 |
6.850 |
6.750 |
7.000 |
7.000 |
6.900 |
7.000 |
| League Svgs & Mortgage |
N/A |
6.850 |
6.950 |
7.000 |
7.000 |
6.850 |
6.990 |
| Libro Financial Group |
N/A |
6.250 |
6.500 |
6.600 |
6.600 |
6.600 |
6.600 |
| London Life |
3.750 |
6.850 |
6.950 |
7.000 |
7.000 |
6.850 |
6.990 |
| Manulife Bank |
N/A |
6.100 |
5.100 |
5.200 |
5.250 |
5.400 |
5.400 |
| Meridian Credit Union |
N/A |
6.600 |
6.750 |
6.850 |
6.850 |
6.690 |
5.750 |
| National Bank |
4.750 |
7.000 |
6.750 |
7.000 |
7.000 |
6.900 |
7.000 |
| Ontario Civil Service CU |
N/A |
6.000 |
5.300 |
6.250 |
6.000 |
5.850 |
5.990 |
| PACE Savings & Credit Un |
N/A |
6.800 |
6.950 |
7.000 |
7.000 |
6.850 |
6.990 |
| Parama Credit Union |
N/A |
N/A |
5.400 |
5.800 |
6.250 |
6.150 |
6.500 |
| Peace Hills Trust |
N/A |
6.850 |
6.950 |
7.000 |
7.000 |
6.850 |
6.990 |
| President's Choice Fin'l |
4.300 |
6.870 |
6.340 |
5.700 |
5.600 |
5.600 |
5.640 |
| Promutuel Capital |
N/A |
6.800 |
6.500 |
6.500 |
6.500 |
6.650 |
5.690 |
| ResMor Trust |
4.250 |
N/A |
5.600 |
5.500 |
5.500 |
5.790 |
5.450 |
| Royal Bank of Canada |
4.250 |
6.850 |
6.950 |
7.000 |
7.000 |
6.850 |
6.990 |
| Servus Credit Union |
N/A |
6.850 |
6.950 |
7.000 |
7.000 |
6.850 |
6.240 |
| So-Use Credit Union |
N/A |
6.300 |
5.250 |
5.150 |
5.950 |
6.100 |
5.600 |
| Steinbach Credit Union |
N/A |
N/A |
4.900 |
5.100 |
5.200 |
5.300 |
5.400 |
| T-D Mortgage |
4.250 |
6.200 |
6.950 |
7.000 |
7.000 |
6.850 |
6.990 |
| Virtual One Credit Union |
N/A |
N/A |
5.590 |
5.650 |
5.450 |
5.840 |
5.650 |
| Windsor Family C.U. |
N/A |
6.000 |
6.000 |
6.000 |
6.000 |
6.100 |
6.100 |
| Your Credit Union |
4.500 |
N/A |
6.400 |
6.500 |
6.500 |
6.300 |
5.700 |
| Your Neighbourhood C.U. |
N/A |
N/A |
5.851 |
5.900 |
6.050 |
6.150 |
6.250 |
Last Update: 05-09-2008 11:30:02
A mortgage is a contract stipulating a specific property, typically a residence or building, as collateral for a loan. The mortgage incurs a rate of interest that varies according to term and other features. Closed mortgages involve a strict repayment schedule of a specific amount with optional limited lump sum payments and payment increases.
These rates are for indication purposes only and should be confirmed with each institution directly. The actual rate available to a borrower will vary depending upon a number of factors which may include general credit worthiness, security/collateral provided, borrowing/repayment history and the extent to which the borrower has other products/services with that particular vendor.
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