| Financial Institution |
Type |
Redeemable |
Minimum Deposit |
1 Year |
2 Years |
3 Years |
4 Years |
5 Years |
6 Years |
| B2B Trust |
LD |
N |
1000 |
3.300 |
4.000 |
4.150 |
4.250 |
4.350 |
N/A |
| BMO Bank of Montreal |
LD |
N |
500 |
2.250 |
2.600 |
2.850 |
2.950 |
3.200 |
3.200 |
| Bk Nova Scotia Mtg. Corp |
LD |
N |
500 |
2.250 |
2.600 |
2.850 |
2.950 |
3.200 |
N/A |
| CIBC |
LD |
N |
500 |
2.250 |
2.600 |
2.850 |
2.950 |
3.200 |
N/A |
| Caisses Desjardins |
LD |
N |
500 |
2.250 |
2.600 |
2.850 |
2.950 |
3.200 |
N/A |
| Caisses Desjardins |
LD |
N |
500 |
2.250 |
2.600 |
2.850 |
2.950 |
3.200 |
N/A |
| Canada Life |
GT |
R |
25000 |
2.875 |
3.500 |
3.750 |
3.750 |
3.750 |
4.250 |
| Cataract Savings & CU |
LD |
N |
5000 |
N/A |
N/A |
3.600 |
3.700 |
3.950 |
N/A |
| Concentra Financial |
LD |
N |
5000 |
2.250 |
2.600 |
2.850 |
2.950 |
3.200 |
N/A |
| Desjardins Fin. Security |
GT |
R |
500 |
3.400 |
3.600 |
3.800 |
3.900 |
3.950 |
3.950 |
| Effort Trust |
LD |
N |
10000 |
3.700 |
4.000 |
4.000 |
4.000 |
4.500 |
N/A |
| Empire Life |
LD |
R |
50000 |
2.875 |
3.250 |
3.500 |
3.500 |
3.625 |
3.750 |
| Great-West Life |
GT |
R |
50000 |
2.875 |
3.500 |
3.750 |
3.750 |
3.750 |
3.250 |
| Great-West Life |
LD |
R |
50000 |
2.875 |
3.375 |
3.625 |
3.625 |
3.625 |
3.125 |
| Great-West Life |
LD |
R |
50000 |
2.875 |
3.500 |
3.750 |
3.750 |
3.750 |
3.250 |
| Home Trust Company |
LD |
N |
10000 |
3.950 |
4.300 |
4.500 |
4.600 |
4.700 |
N/A |
| Key Savings + Credit U. |
LD |
N |
1000 |
2.250 |
2.600 |
2.850 |
2.950 |
3.200 |
N/A |
| Lambton Financial C.U. |
LD |
N |
5000 |
3.000 |
3.100 |
3.900 |
3.950 |
4.000 |
N/A |
| Laurentian Bank Canada |
LD |
N |
500 |
2.250 |
2.600 |
2.850 |
2.950 |
3.200 |
N/A |
| Laurentian Bank Canada |
LD |
N |
500 |
2.250 |
2.600 |
2.850 |
2.950 |
3.200 |
N/A |
| London Life |
GT |
R |
25000 |
2.875 |
3.500 |
3.750 |
3.750 |
3.750 |
N/A |
| Manulife Investments |
GT |
R |
5000 |
3.550 |
3.750 |
4.000 |
4.050 |
4.100 |
4.000 |
| Manulife Investments |
LD |
R |
5000 |
3.550 |
3.750 |
4.000 |
4.050 |
4.100 |
4.000 |
| Manulife Investments |
LD |
R |
5000 |
3.550 |
3.750 |
4.000 |
4.050 |
4.100 |
4.000 |
| National Bank |
LD |
R |
500 |
2.250 |
2.600 |
2.850 |
2.950 |
3.200 |
3.250 |
| Ontario Civil Service CU |
LD |
N |
40000 |
2.700 |
N/A |
N/A |
N/A |
N/A |
N/A |
| Parama Credit Union |
LD |
N |
1000 |
3.500 |
3.850 |
4.250 |
4.500 |
4.600 |
N/A |
| Royal Bank of Canada |
GT |
N |
1000 |
2.250 |
2.600 |
2.850 |
2.950 |
3.200 |
N/A |
| Servus Credit Union |
LD |
N |
5000 |
2.300 |
2.650 |
2.900 |
3.000 |
3.300 |
N/A |
| So-Use Credit Union |
LD |
N |
100 |
3.200 |
3.300 |
3.300 |
3.450 |
3.450 |
N/A |
| Standard Life |
GT |
R |
50000 |
3.175 |
3.275 |
3.375 |
3.525 |
3.850 |
3.850 |
| TD Canada Trust |
LD |
N |
500 |
2.250 |
2.600 |
2.850 |
2.950 |
3.200 |
N/A |
| TD Canada Trust |
LD |
N |
500 |
2.250 |
2.600 |
2.850 |
2.950 |
3.200 |
N/A |
| Transamerica Life Canada |
GT |
R |
50000 |
2.150 |
2.450 |
2.650 |
2.800 |
3.000 |
N/A |
| Virtual One Credit Union |
LD |
N |
500 |
3.450 |
3.550 |
3.650 |
3.650 |
3.650 |
N/A |
| Windsor Family C.U. |
LD |
N |
500 |
2.250 |
2.500 |
2.750 |
2.950 |
3.200 |
N/A |
| Your Credit Union |
LD |
R |
500 |
3.000 |
N/A |
N/A |
N/A |
N/A |
N/A |
| Your Credit Union |
LD |
N |
500 |
3.150 |
3.250 |
3.400 |
3.500 |
3.750 |
N/A |
Last Update: 07-23-2008 11:30:05
A retirement arrangement that allows a taxpayer to rollover a RRSP at the point when the RRSP must be collapsed. The funds can be withdrawn in future years to provide retirement income. A minimum withdrawal is required each year based on the balance of the fund at the time of the rollover. The balance of the fund and any extra income that accumulates remain tax-free until they are withdrawn.
Types of RRIFs: · GT = guaranteed term · LD = long term deposit
The chart shows comparable but not identical RRIF products. It is based on a deposit of $50,000 with income paid annually.
Data provided by 
