| Financial Institution |
Type of RRIF |
Redeemable |
Minimum Deposit |
10 Years |
12 Years |
15 Years |
19 Years |
20 Years |
25 Years |
| BMO Bank of Montreal |
LD |
N |
500 |
2.300 |
2.300 |
2.300 |
2.300 |
2.300 |
N/A |
| Canada Life |
GT |
R |
25000 |
3.625 |
N/A |
N/A |
N/A |
N/A |
N/A |
| Desjardins Fin. Security |
GT |
R |
500 |
3.500 |
3.500 |
3.500 |
3.500 |
3.500 |
N/A |
| Empire Life |
LD |
R |
50000 |
4.125 |
N/A |
N/A |
N/A |
N/A |
N/A |
| Great-West Life |
GT |
R |
50000 |
3.750 |
4.250 |
4.250 |
4.375 |
4.375 |
N/A |
| Great-West Life |
LD |
R |
50000 |
3.750 |
4.250 |
4.250 |
4.250 |
N/A |
N/A |
| Great-West Life |
LD |
R |
50000 |
3.750 |
4.250 |
4.250 |
4.250 |
N/A |
N/A |
| London Life |
GT |
R |
25000 |
3.625 |
N/A |
3.625 |
3.625 |
3.625 |
3.875 |
| Manulife Investments |
GT |
R |
5000 |
3.500 |
3.500 |
3.500 |
3.500 |
3.500 |
3.500 |
| Manulife Investments |
LD |
R |
5000 |
3.500 |
3.500 |
3.500 |
3.500 |
3.500 |
3.500 |
| Manulife Investments |
LD |
R |
5000 |
3.500 |
3.500 |
3.500 |
3.500 |
3.500 |
3.500 |
| National Bank |
LD |
R |
500 |
2.600 |
N/A |
N/A |
N/A |
N/A |
N/A |
| Royal Bank of Canada |
GT |
N |
1000 |
2.300 |
N/A |
N/A |
N/A |
N/A |
N/A |
| Standard Life |
GT |
R |
50000 |
3.550 |
3.550 |
3.650 |
3.650 |
3.650 |
N/A |
| Transamerica Life Canada |
GT |
R |
50000 |
3.750 |
N/A |
3.800 |
N/A |
3.850 |
3.900 |
Last Update: 11-07-2009 11:30:02
A retirement arrangement that allows a taxpayer to rollover a RRSP at the point when the RRSP must be collapsed. The funds can be withdrawn in future years to provide retirement income. A minimum withdrawal is required each year based on the balance of the fund at the time of the rollover. The balance of the fund and any extra income that accumulates remain tax-free until they are withdrawn.
Types of RRIFs: · GT = guaranteed term · LD = long term deposit
The chart shows comparable but not identical RRIF products. It is based on a deposit of $50,000 with income paid annually.
Data provided by 
