| Financial Institution |
Resident/Non-resident |
Redeemable |
Minimum Deposit |
30 Days |
60 Days |
90 Days |
120 Days |
180 Days |
270 Days |
| ATB Financial |
R |
R |
1000.000 |
.030 |
.050 |
.100 |
.150 |
.300 |
.350 |
| ATB Financial |
R |
R |
100000.000 |
.030 |
.050 |
.100 |
.150 |
.300 |
.350 |
| BMO Bank of Montreal |
R |
N |
1000.000 |
.050 |
.050 |
.100 |
.150 |
.300 |
.350 |
| BMO Bank of Montreal |
R |
N |
25000.000 |
.050 |
.050 |
.100 |
.150 |
.300 |
.350 |
| BMO Bank of Montreal |
R |
N |
100000.000 |
.050 |
.050 |
.100 |
.150 |
.300 |
.350 |
| Bank of Nova Scotia |
R |
N |
1000.000 |
.025 |
.025 |
.075 |
.125 |
.225 |
.325 |
| Bank of Nova Scotia |
R |
N |
25000.000 |
.050 |
.050 |
.100 |
.150 |
.250 |
.350 |
| Bank of Nova Scotia |
R |
N |
100000.000 |
.050 |
.050 |
.100 |
.150 |
.250 |
.350 |
| Bank of Nova Scotia |
R |
N |
500000.000 |
.050 |
.050 |
.100 |
.150 |
.250 |
.350 |
| Bank of Nova Scotia |
R |
N |
1000000.000 |
.050 |
.050 |
.100 |
.150 |
.250 |
.350 |
| CIBC |
R |
N |
5000.000 |
.025 |
.025 |
.070 |
.125 |
.225 |
N/A |
| CIBC |
R |
N |
100000.000 |
.030 |
.050 |
.070 |
.150 |
.250 |
.350 |
| Caisses Desjardins |
R |
N |
5000.000 |
.050 |
.100 |
.150 |
.200 |
.250 |
.350 |
| Caisses Desjardins |
R |
N |
100000.000 |
.050 |
.100 |
.150 |
.200 |
.250 |
.350 |
| Caisses Desjardins |
R |
N |
500000.000 |
.050 |
.100 |
.150 |
.200 |
.250 |
.350 |
| Citibank |
R |
C |
5000.000 |
N/A |
N/A |
N/A |
N/A |
.050 |
.100 |
| Citibank |
R |
N |
5000.000 |
.050 |
.050 |
.100 |
.150 |
.300 |
.350 |
| FirstOntario Credit Un. |
R |
N |
5000.000 |
.100 |
.200 |
.300 |
.300 |
.400 |
.500 |
| HSBC Bank Canada |
R |
R |
5000.000 |
.030 |
.050 |
.100 |
.150 |
.300 |
.350 |
| HSBC Bank Canada |
R |
R |
100000.000 |
.050 |
.050 |
.100 |
.150 |
.300 |
.350 |
| ICICI Bank Canada |
R |
N |
1000.000 |
.500 |
.500 |
.500 |
.500 |
N/A |
N/A |
| ING Direct |
R |
N |
1.000 |
N/A |
N/A |
.800 |
N/A |
1.000 |
1.000 |
| Laurentian Bank Canada |
R |
N |
5000.000 |
.050 |
.100 |
.150 |
.200 |
.250 |
.350 |
| Meridian Credit Union |
R |
N |
5000.000 |
.050 |
.050 |
.150 |
.150 |
.300 |
.350 |
| National Bank |
R |
R |
5000.000 |
.030 |
.040 |
.050 |
.070 |
.100 |
.100 |
| National Bank |
R |
R |
100000.000 |
.030 |
.040 |
.070 |
.100 |
.150 |
.150 |
| National Bank |
R |
R |
250000.000 |
.030 |
.040 |
.070 |
.100 |
.150 |
.150 |
| Royal Bank of Canada |
R |
N |
5000.000 |
.030 |
.050 |
.070 |
.150 |
.300 |
.350 |
| Royal Bank of Canada |
R |
N |
25000.000 |
.030 |
.050 |
.070 |
.150 |
.300 |
.350 |
| Royal Bank of Canada |
R |
N |
100000.000 |
.030 |
.050 |
.070 |
.150 |
.300 |
.350 |
| Royal Bank of Canada |
R |
N |
250000.000 |
.030 |
.050 |
.070 |
.150 |
.300 |
.350 |
| Steinbach Credit Union |
R |
R |
5000.000 |
.050 |
.050 |
.100 |
N/A |
N/A |
N/A |
| TD Canada Trust |
R |
N |
5000.000 |
.050 |
.050 |
.100 |
.150 |
.300 |
.350 |
| TD Canada Trust |
R |
N |
25000.000 |
.050 |
.050 |
.100 |
.150 |
.300 |
.350 |
| TD Canada Trust |
R |
N |
100000.000 |
.050 |
.050 |
.100 |
.150 |
.300 |
.350 |
Last Update: 11-07-2009 11:30:09
The charts on the following pages give short and long-term rates for U.S. term deposits offered by selected Canadian financial institutions but held and paid in American funds.
A term deposit require a minimum investment and pay a predetermined rate of interest for a stated term. The rate of interest varies according to the term of investment, amount invested, how the interest is calculated and whether or not the certificate is redeemable prior to maturity.
Data provided by 
