This transaction-processing company offers debit cards, ATMs and point-of-sale capabilities to clients in emerging markets in the Middle East in which lower-paid foreign workers have no access to traditional banking services. With an office in Dubai, Mint facilitates payroll with its debit cards for 3,000 employers who must, by law, pay these employees electronically. Among the many things that have made Mint such a success in the Middle East are its concerted efforts to forge relationships with partners in this key market. For instance, all salespeople conduct all business face to face, because that‰Ûªs what locals like. As a result, Mint recently nabbed a key joint venture with a bank in Saudi Arabia, and has become the top non-bank providing its badly needed services in the region.